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financing
on August 28, 2010
©
Tracy O
Just as many businesses sell stock on the public market, allowing anyone who has the money to buy shares in the company and reap the success (or failure), so too can state and local organizations issue what are known as "municipal bonds." These serve a similar purpose. The organizations, such as cities or school districts, raise money from the people who buy the bonds, and then pay those bond holders interest on their investment over time.
With corporate bonds, investors may potentially buy enough to hold a controlling stake in the company, in which case they can decide its direction and even remove the leadership if they don't believe the leaders are doing a good job. This is the risk a business takes when it "goes public," opening itself up to an outside judgment that carries a personal, as well as an economic weight. It's not quite the case if an entity buys enough municipal bonds. When entities buy bonds, they suddenly own the city that issued those bonds. Bond holders still have a financial incentive to see to the issuer's success.
The nice thing about municipal bonds is that this personal investment of the bond holders may mean improvements to the issuer, which are good for everyone. For example, someone holding bonds in a school district might push for higher standards so that the school district improves performance. This makes more money for the bond holder, but also makes better education for the youth.
Still, every silver lining has a cloud. Investment is a risk, which means there's the chance of success but also failure. When a bond issuer's fortunes fare poorly, it may not be able to meet its obligations to the bond holders. where there are municipal bond defaults, bankruptcy is right around the corner. As such, as in all investment, potential bond holders must act with care.
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Did you know
, suppliers
on July 1, 2010
©
karen horton
There are many advantages to working from home and, some people even say they get more accomplished because they do not have the usual office distractions to keep them from work. When you work from home you can get everything you need printed with the same high quality standards you used in the office.
Your business plans, key reports, full color flyer printing, business cards, brochures, newsletters, and, anything else you need, professionally designed and printed with a few clicks of a mouse. You can make your own choices ranging from design, paper size, color, layout, even choice of paper, without having to leave the comfort of your home. You do not even need to go and pick up your finished product because it is delivered right to your door. Working from home definitely has its advantages. And if you plan to to celebrate the start of your new business, the debut or club flyer printing made by an online print company will be easy too and surely attract many participants.
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Home Based Businesses
, Work From Home
on June 27, 2010
©
Scumfrog
1. Management Analyst
You can make about $84,000 a year as an expert in an industry or business area giving management advice to other people. Many consultants work on a project basis from their homes or commute to client sites.
2. Web Developer
The average income for these people is about $71,000 per year. Web developers design web sites and other internet applications for their clients at home. Most web developers also work on a project basis.
3. Technical Writer
Makes an average of about $65,000 annually. These are communication specialists that translate technical information into common language. Most jobs include writing how-to guides, instruction manuals and medical brochures.
4. Public Relations Specialist
Earns about $60,000 in average year. They usually write press releases, address questions from the media and clients, help build positive relationships and correspond with special interest groups.
5. Interior Designer
These people make about $52,000 in an average year. They design building interiors that are both pleasing to the eyes and serve a functional purpose. Many interior designers are self-employed and work from the privacy of their homes when not travelling to client sites.
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Best of
on June 2, 2010
Worst Home Business Myth Busted Home Based Business
One of the worst fallacies is that "Having a Home Business is Easy." No way Jose. Even without a family or kids around, when one decides to put up a home business, his or her time management skills will be put to a rigorous test. You will be required to wear all the hats from being the manager, the encoder, the bookkeeper to the marketer. If you can't put up to [...] Read More
Work at Home Entrepreneurs Share Invaluable Tips in Managing a Home Business Home Based Business
From business planning, outsourcing, pricing, insurance, setting a work schedule and factoring in the legal structure of a home business, words of wisdom were shared by a number of home business owners through a feature article. It never hurts to learn more from the work at home experts themselves, right? Too often, home-based entrepreneurs set their prices too low, and profit margins suffer as a result, says Resnick, 47, a former [...] Read More
Tips on How to Hire Contractors for Your Home Business Home Based Business
Time comes for every successful home-based business owner to realize that they can no longer do it all - to the rescue comes the contractors. One technique to increase your staff for a particular project is to hire an independent contractor. An independent contractor is someone who works on a temporary basis rather than a permanent basis. Usually, a contractor is hired for a specific task, or for a fixed [...] Read More
10 bootstrap ideas for Internet home business BootStrapMe
The Zillion Business Marketing blog has these suggestions for home-based internet startups requiring little or no initial investment. Be sure to pick one that matches your abilities: 1. Affiliate marketing-Companies including Amazon, Ebay and others have created affiliate programs offering webmasters and bloggers a commission for merchandise sold through referrals from their sites. Other opportunities include products like AuctionAds, a third party that pays commissions on Ebay auction revenue generated through referrals. [...] Read More
Five tips when starting a business at home BootStrapMe
So, you've decided to give working at home a try, at least in the beginning of your new bootstrapped business. Here then, in honor of fellow business blogger and entrepreneur Ben Yoskovitz's "Blog About Five Things Week", are five tips to help you along the way. They are: 1. What they don't know won't hurt 'em Many cities and even small towns have a dizzying variety of regulations governing what you can and can't [...] Read More
Filed in archive
business ideas
on May 24, 2010
Today's home business idea is a business as a resume writer.
©
Gamma-Ray Productions
A resume writer works with individuals that are seeking new jobs or advancement in their current position and recruiting firms that act an intermediary client to individuals needing resumes for employment.
Think resume writing might be a good business for you? Read on as we examine this home business idea:
This home business idea is a good fit for you if you have excellent personal marketing skills that you can translate into helping others market themselves, if you are good at seeing the positive attributes of any given situation or person, and you have a flair for dramatic yet professional presentation.
To get started with this home business, ask family and friends for referrals to anyone that needs a resume written or updated. Write mock-ups for yourself that play up your qualifications for different positions or different industries, and use these pieces as your initial portfolio for getting clients.
Now, let's talk start-up costs. This home business idea would require a very low start-up investment of approximately $2,000 to set you for the entire year. Here's an estimated breakdown of these costs:
-computer: $400
-cell phone: $120
-Internet connection: $600
-basic office furniture (desk, chair, and filing cabinets): $500
-file folders: $15
-printer: $80
-printer paper: $20
-printer ink: $50
-business cards: $50
-letterhead: $50
-envelopes: $5
-stamps: $50
-website hosting: $60
-domain name: $10
-word processing software: $200
-resume paper: $50
-writable CDs; $50
Any questions about the resume writer home business? I used to own my own resume writing business, and I can help you with everything from getting clients to getting repeat business to actually writing the resumes. If you'd like to leave a comment about a home business idea you'd like to see on The Home Business Blog, please leave that in the comments, too. I'd love to help you get to the two minute commute!
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